Showing posts with label farming. Show all posts
Showing posts with label farming. Show all posts

Tuesday, August 7, 2012

“Around the Farm” Olympics!


So, this is obviously just for fun, but since the Olympics are now in full swing this summer…we want to pick your brain!  Olympic athletes train hard for years in order to perfect every move, strengthen every muscle, and hopefully capture gold.  Like Olympians, we farmers work hard in the barn and fields to perfect our crop, livestock, and “capture gold” with a successful harvest or sale.

If you were to host “Around the Farm” Olympics, what would you include?  Here are a few of our ideas:
  • Soybean spitting
  • Horseback riding
  • Livestock showmanship
  • Tractor driving
  • Hay bale toss

What ideas do you have?  Come on and comment your Olympic game ideas and we’ll be “golden!”





Friday, July 27, 2012

Want to Become the Face of Farming?

Do you think you have what it takes to become the face of farming? When it comes to today’s agriculture, there are many examples of great farmers who bring food to the table for those around the world.  But unfortunately, few of those farmers are recognized by consumers, mainstream media, and influencers.  In fact, pictures and perceptions of farmers and their lives often don’t match reality – and U.S. Farmers & Ranchers Alliance wants to change that.

The USFRA is looking for “faces of farming” to help put a real face on agriculture to the public.  The farmers selected will be featured in various national media, influencer, and public-facing opportunities.

The goal is to bring farmers and consumers together to answer people’s questions about how their food is grown and raised.

Selected winners will have opportunities to share their knowledge and experiences, plus they’ll receive:
  • A $10,000 stipend to limit the burden on time away from the farm (no more than 30 days in 2013)
  • A $5,000 charitable donation to the local or ag-related charity of their choice
  • Professional media and speaker training

So, we’ll ask again…do you have what it takes to be the face of farming?  We bet you do.  Hurry up and apply at fooddialogues.com.


Monday, May 21, 2012

MidAtlantic Farm Credit Announces Results of Election

MidAtlantic Farm Credit, an agricultural lending cooperative, recently announced the results of their annual election of board and nominating committee members.

The following were elected to serve on the cooperative's board of directors: Deborah A. Benner, Mt. Joy, PA and Jennifer L. Rhodes, Centreville, MD.

Benner, along with her husband, owns and operates Yippee Farms, a dairy operation consisting of three dairy facilities. They also grow alfalfa, rye, corn and other grains on 700 acres.

Rhodes owns and operates Deerfield Farms LLC, a 110-acre poultry and grain farm with her two sons. She is also employed as an extension educator for the Agriculture and Natural Resources, Univeristy of Maryland, Extension, Queen Anne's County.

Elected to serve on the 2013 nominating committee were: Alan D. Balmer, Lebanon, PA; Jerry A. Burner, Luray, VA; Kirk D. Carmean, Snow Hill, MD; David M. Crum, Walkersville, MD; Paul R. Dotterer, Union Bridge, MD; Timothy F. French, Woodstock, VA; Douglas W. Green, Princess Anne, MD; Robert M. Hutchison, Cordova, MD; Bryan C. Melvin, Wyoming, DE; Burton D. Messick, Laurel, DE; George O. Morris, Centreville, MD; and Jay L. Weaver, Myerstown, PA.

In order to serve as a director or on the nominating committee you must be a member/stockholder of MidAtlantic Farm Credit.


About MidAtlantic Farm Credit

MidAtlantic Farm Credit (MidAtlantic) is one of the largest agricultural lenders on the East Coast. Their chartered territory includes parts of Delaware, Maryland, Pennsylvania, Virginia and West Virginia. They are part of the national Farm Credit System, a cooperative lender with more than 500,000 borrowers and a portfolio of over $178 billion.

Wednesday, May 16, 2012

Lettuce, Thyme, and Beans.. Oh my!

Those are just a few of the things you will find at your neighborhood farmers market this month. Along with lots of other vegetables and herbs such as:


  • asparagus
  • chard
  • fava beans
  • garlic
  • green onions/scallions
  • new potatoes
  • oregano
  • parsley
  • parsnips
  • pea greens
  • radishes
  • rhubarb
  • spinach
  • strawberries


    To find a farmers market in your neighborhood, visit USDA's website.
  • Wednesday, April 25, 2012

    What's in Your Rate? (Part 2)

    Yesterday we shared 13 of the 26 factors that affect your rate. Today, we're sharing the other 13! So, here goes:

    1. Co-borrowers – will there be other people on the loan, and if so, what does their credit look like? All parties involved in the loan will be used in determining the rate.

    2. Debt Ratio – how much money is made monthly versus the cost of monthly bills. The typical ratio that lenders looks at is 42%.

    3. Housing Ratio – what does the ratio from above look like when you add in the cost of the mortgage? Usually a good housing ratio is 28%.

    4. Improvements Needed – this will affect the value of the property. Remember from yesterday's post that the lower the percentage of the loan amount to the value of the property, typically the better the rate.

    5. Employment Type – self-employed, hourly employed, bonus-based pay – these all affect the risk factors of whether you’ll be able to pay back the loan.

    6. Employment History – this also affects the risk to the lender. If you show a consistent history of employment, the better chance for a lower rate.

    7. Documentation Available – are you able to produce all documentation (bank statements, taxes, retirement accounts, etc.) to show your assets? This will help ease the risk factors for a lender and help lower the rate.

    8. Relocation – are you being temporarily or permanently relocated by an employee? That will determine if the house is considered a secondary (higher rate) or primary residence (lower rate).

    9. Seller Contributions – if the seller is able to contribute money towards closing costs, that will increase the amount you have available for a down payment.

    10. Gifts – again, lowering the amount of loan you’ll need with gifts from family members will help to lower the interest rate. 11. Cash-out – if you refinance and want to walk away from closing with money in your pocket, you may be increasing the percentage of loan to property value.

    We hope this information is useful to you! If you have other burning questions you'd like us to answer, post a comment here or send us an email at info@mafc.com.

    Wednesday, March 28, 2012

    JHU museum exhibit to show early farming practices in Baltimore

    A museum at a Baltimore college is opening its doors to an exhibit that traces the city's early food and farm practices, according to a published report.

    "Federal Foodies: From Farm to Table in Early Baltimore" has been on display at the Homewood Museum at Johns Hopkins University in Baltimore. Scheduled to run through April 29, the exhibit will be augmented by Historic Farm Day on April 1.

    Historic Farm Day focuses on Baltimore's early agricultural history and the Homewood farm. Built in 1801, Homewood was the summer resort for Charles Carroll Jr., whose father signed the Declaration of Independence from Maryland.

    Now the primary campus of Johns Hopkins University, the property once encompassed 130 acres and entailed fields of grain, fruit orchards and vegetable gardens. The property had a farmhouse, an ice house, a smoke house, dairy products and cattle.

    Set to kick off by paying tribute to Historic Farm Day, the exhibit will feature interactive activities and demonstrations.

    Visitors who partake in Farm Day may enjoy educational activities that are set up both indoors and outdoors and are germane to gardening and farming.

    Friday, February 17, 2012

    West Virginia senate to wrestle with who should oversee deer farming

    The full senate of West Virginia is preparing to debate whether the state Department of Agriculture should oversee operations at deer farms, according to West Virginia Metro News.

    The state senate finance committee earlier this week passed the bill, which proposes pulling the responsibility away from the Department of Natural Resources.

    "The biggest thing we're trying to accomplish is the slaughter and sale of our animals for venison product on the open market," deer farm owner Jack Oliver in Marion County told the publication. "Last year alone I sold $12,000 worth of semen out of my bucks. We sell breeding stock. We sell antlers. We sell semen out of our animals, we sell urine out of our animals. There are endless amounts of ways to make money."

    But the rules do not permit the sale of meat to restaurants as venison.

    The Register Herald reports Frank Jezioro, director of the Department of Natural Resources, said earlier this month that the department he leads should oversee deer farms.

    He said one of the biggest threats to the industry is disease, which would cause significant damage to the wild deer industry, which is valued at $250 million.

    Monday, February 6, 2012

    International export conference set to benefit Virginia farming industry

    Next month will see a conglomerate of government agencies, universities and an advocacy for farming merge efforts to assemble an international trade conference in Virginia, according to a press release.

    The Virginia Department of Agriculture and Consumer Services, the Virginia Farm Bureau Federation, the Agricultural and Applied Economics Department of Virginia Tech and the Virginia Port Authority are slated to host the Governor's Conference on Agricultural Trade. The conference aims to assist companies that are embarking on an export supply program while also offering workshops regarding agricultural products' international trade.

    "Virginia's agricultural exports are a very bright spot for our farmers and for Virginia's economy overall," said VDACS commissioner Matthew J. Lohr. "Every dollar of exports creates another $1.40 to $1.60 in supporting activities to process, package, finance and ship agricultural products."

    Lohr cited North American, Asian, African and European nations as being the ones among the list of recipients of exports from Virginia.

    The Washington Post reports Russia presently uses 29 Holstein bulls that were reared in Virginia and exported across the Atlantic last month. April will see 30 additional Holstein bulls exported to Russia.

    The conference is scheduled for March 13 and 14 in Richmond.

    Friday, December 2, 2011

    Farmers often need to consider more than the crops they produce

    While most people get into farming because they're interested in growing produce or raising livestock, there are many other considerations they have to make. After all - applying for a farm land loan means that a person will be attempting to buy a large tract of land. The responsibility of that kind of ownership can bring farmers into contact with many other economic forces.

    For example, many agricultural operations chose to lease their land or grant permission to chemical and energy companies for drilling and exploration. In particular, some Pennsylvania farmers found themselves in business with the natural gas industry and have since felt the repercussions of hydraulic fracturing, also known as fracking.

    Two dairy farmers will be appearing at Skaneateles First Presbyterian Church in Skaneateles, New York, this week to share their thoughts about doing business with energy companies and the effects that the process had on crops, livestock, the land and their financial positions. This is the sort of information that is essential to take into account before engaging in some kind of agricultural operation. Consider that while farming may be the reason that a person applies for a farm land loan, other opportunities or situations might arise that cause them to use their land differently.